This is a scene of Lloyd and Harry in Aspen, CO in the freezing cold without any money to get a hotel room.  Lloyd is nice and warm with two pair of gloves on, while Harry is freezing to death and can’t even feel his hands.  When Harry discovers that Lloyd had two pairs of gloves the whole time, he is ready to kill Lloyd.  

Well, in this analogy, Lloyd is like some insurance companies.  They are making profits and doing well.  Harry is like the shops, trying to make ends meet, while dealing with some insurances, which try to strip and cut any evidence of the shop’s profit. 

I believe the end of the video conveys the main point of this blog post.  This is where Harry becomes very angry with Lloyd.  I believe that many shops have had it with insurance trying to reduce shop profits.  Or some insurance companies trying to steer their customers to shops that will  work cheaper.  

This is not fair for the shops that do not want to cut corners and do the job correctly.  Insurance should not steer customers to their direct repair shops to increase their profit.  Insurance companies need to learn how to share like Lloyd did in the video.  It’s time to “share the wealth.”  

Not all insurance companies are this way.  Therefore, you may shop around when considering car insurance.  

Here is the scene from the movie.